Please note that this article only applies to business accounts.
A sub-user in the context of online banking typically refers to an additional user account with limited or controlled access to the main account. This feature is often used by businesses or households to allow multiple people to manage different aspects of the account, without granting full access to sensitive information or all banking functionalities.
Here’s what a sub-user typically means in online banking:
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Limited Access: A sub-user may only be allowed to view specific account details, such as balances or transaction history, without the ability to make changes like transferring funds or modifying account settings.
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Different Permissions: You can assign specific permissions to each sub-user. For example, one sub-user might have access to payments and transfers, while another can only view statements.
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Business Use: For business accounts, a sub-user might be a manager or employee who needs access to certain financial tools or information, but not the full control over the business’s banking operations.
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Security: Sub-users can help improve security by restricting access. For instance, each sub-user could have their own login credentials, which allows for better monitoring and control over what each user is doing.
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Family Use: In personal banking, a sub-user might be a spouse or a child who has limited access, for example, to check balances or view transaction history but not to make large transactions or changes.
The specific features and access levels of a sub-user will vary depending on the bank’s system and the type of account (personal or business).
For instructions on how to add a sub-user click here.