The Web:
Click on the Transfer Money icon and select Send Money.
On the following screens select the account you are sending money from, the account you are sending money to, date and amount. You need to agree to the terms and conditions to be able to continue.
To view how to link an external account to Panacea click here.
The App:
Click on the + orange button at the bottom of the screen and select Transfer Money.
On the next screen select Send Money and follow the prompts.