How can I identify a fraudulent check? 

Check fraud happens when someone steals, alters, or creates a fake check to withdraw money from your account. Knowing the warning signs can help you catch fraud early. 

Common signs of fraudulent checks: 

You don't recognize the check: 

• You didn't write or authorize it.
• The payee or amount looks unfamiliar. 

Details look altered: 

• Different handwriting or ink. 

• Smudges or uneven text on the amount or payee line. 

Check numbers are out of sequence: 

• The check number doesn't match your usual order. 

Unusual location or timing: 

• Cashed in a different state or unfamiliar merchant. 
  
  

Poor quality or counterfeit checks:

• Blurry printing, wrong logos, or incorrect bank details. 

What to do if you spot a fraudulent check: 

1. Contact our support team right away. 
2. Report the check as unauthorized. 
3. Monitor your account for additional unauthorized activity.

How to protect yourself: 

1. Review your account activity regularly. 

2. Set up transaction alerts. 
3. Store checks securely and shred unused ones. 
4. Use digital payments when possible. 
   
   

Check our article on Paper Check Red Flags.