---
title: "Debit & Credit Card Fraud: What Customers Should Watch For"
description: Learn how to spot debit and credit card fraud, including skimming, fake merchants, and subscription traps, and how to protect your account.
---

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# Debit & Credit Card Fraud: What Customers Should Watch For

## Debit and credit card fraud can happen when criminals gain access to your card information and use it for unauthorized purchases. Knowing the warning signs can help you protect your account.

### **Common debit and credi card red flags**

**1. Skimming**  
Skimming devices may be placed on ATMs or payment terminals to capture card information.

- Loose or unusual card readers.
- Hidden cameras or overlays near keypads.
- ATMs or terminals that look tampered with.

**2. Fake merchants**  
Fraudsters may create fake online stores or impersonate legitimate businesses to collect card details.

- Prices that seem too good to be true.
- Limited contact information or suspicious websites.
- Requests to enter card details on unfamiliar sites.

**3. Subscription traps**  
Some websites offer “free trials” but automatically enroll you in recurring charges.

- Hidden terms and conditions.
- Difficult cancellation processes.
- Unexpected monthly charges.

#### ***Important:** If your card information is compromised, fraudsters may attempt multiple transactions quickly. Monitoring your account regularly can help detect fraud early.*

### **What to Do:**

- Review your transactions regularly.
- Avoid entering card details on unfamiliar websites.
- Report suspicious transactions to **[Panacea Support](https://help.panaceafinancial.com/how-do-i-contact-support?hsLang=en)** immediately.

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